A key step in understanding your Tricare medical coverage is becoming knowledgeable about your catastrophic cap. Whether you’re an active-duty family member, a retiree considering other health insurance or a young adult paying for Tricare Young Adult, the catastrophic cap helps you plan for your total possible medical expenses each year.People who use the annual catastrophic cap to plan their medical expenses for the year divide the cap by 12 and put that much money into a specific health-care savings account each month. If they don’t reach their catastrophic cap in a year, they can allocate less money next year.…

The United States is very unique in how we view gun ownership. Elsewhere in the world, permitting is required to some degree or another, and in most places, it’s very difficult to get a firearm at all. India is a prime example. They require special training, limit how many guns you can own, and yes, you have to have a permit. They’re actually better than a lot of places because they see self-defense as a valid reason for wanting a firearm. Some nations don’t.But now, they’re ready to issue gun permits in a particular region…

The Department of Veterans Affairs announced Wednesday it was ending collective bargaining agreements with most federal unions — a move that affects roughly 80% of its total workforce.Members of the American Federation of Government Employees, AFL-CIO, the National Association of Government Employees, the National Federation of Federal Employees, the National Nurses Organizing Committee/National Nurses United and the Service Employees International Union will no longer have the labor protections negotiated by their organizations.They can still be members, but the VA will not recognize the contracts that have been negotiated on behalf of the workers by these groups.Read Next: 5 Soldiers Wounded…